Travel insurance is a plan you purchase that protects you from certain financial risks and losses that can occur while traveling. These losses can be minor, like a delayed suitcase, or significant, like a last-minute trip cancellation or a medical emergency overseas.
* Benefits vary by plan. It’s important to choose a plan that fits your needs, your budget and your travel plans.
* Travel insurance can’t cover every possible situation. It covers only the specific situations, events, and losses included in your plan documents, and only under the conditions we describe.
* Travel insurance is designed to cover unforeseeable events, not things you could easily see coming, or things within your control.
Keep in mind that your coverage is based on the plan you choose but there are things that are not normally covered like,
* Action and team sports, like auto racing, pro sports travel, or other extreme sport activities.
* Travel to get medical care.
* Cancellation because you changed your mind